Monday, December 24, 2012

"Cosmetic tourism" rising cosmetic accident insurance to pay

Report from our correspondent (reporter Li Zeling) today, more and more people tend to vacation and cosmetic, someTravelingShe even opened a special "Cosmetic Travel", many beauty of women in a foreign countryTravelingAt the same time, the way to do a cosmetic operation. The reporter understands, although "cosmetic tourism" rising, but the traditional overseas travel insurance, comprehensive insurance is unable to provide insurance for the active cosmetic.

The home city of Deng Li has felt not pretty enough, this year ready to goThe Republic of KoreaTourism, and nose and correct face operation in South Korea, but that the accident occurred in the process of plastic surgery, consulting the insurance company that cosmetic surgery risk is not in the travel accident insurance coverage, although the operation success rate is not low, but Dunli felt somewhat uneasy. It is understood, during the surgery accident case is not rare, used to create a great sensation of super girl Wang Bei because of cosmetic death news is almost Wurenbuxiao; network for cosmetic and disfiguring madman "pink", from the age of 16 is nearly 200 times of cosmetic, can not be beautiful, but the body falls the sequela.

����WuhanThe insurance agent to Mr. Zhang is introduced, met in the overseas tourism cosmetic process is very difficult to have the insurance accident. Under normal circumstances, overseas travel insurance will be the cosmetic risks excluded, an insurance company, overseas insurance clause, exclusions, explicitly includes "the insured person to accept cosmetic operation and other internal, surgical operation" risk; in comprehensive accident insurance products, in addition to the insured intentionally behavior caused personal injury the insured, self-made injury or Dutch act, disease, drug allergy, sudden death be deductible, the insured person to accept cosmetic operation and other internal, surgical operation risk is also listed as deductible liability.

The reporter consulted a number of insurance companies, currently on the market some women risk contains additional risks cosmetic plastic surgery, but most of them only for unexpected cosmetic. This type of insurance can be insured due to unforeseen circumstances, such as suffering from burns, severe burns or accidents to provide security case must be plastic operation. From the security content, similar to the accidental injury medical insurance.

An industry sources, a few years ago, a large insurance companies have launched a special cosmetic insurance, to provide protection for seeking a good face and body and take the initiative to do cosmetic plastic operation of the insured, but the reporter asks that, at present the insurance has been delisting.

The insurance industry sources, the insurance company for active cosmetic insurance generally adopted a wait-and-see attitude, mainly because of the cosmetic industry is not standardized, resulting in plastic and cosmetic operation uncertainty is too high to cause, but with the current cosmetic growth and the formation of the expansion of market demand, the insurance company might later launch insurance.

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