����The new year started, consumers to buy train tickets will no longer be "insured".
In November 16th, gov.cn published by the State Council decree 628th clear, from next year onwards abolition of "railway passenger accident compulsory insurance regulations" (hereinafter referred to as "Regulations"). Thus, for the fare of 2% "accident compulsory insurance premium" in the implementation of the 61 years is expected to formally ends.
At the same time, delete the "road transport regulations of the people's Republic of China" in twenty-first and "railway traffic accident emergency rescue and investigation and handling Regulations" of thirty-third, which means, the railway passenger once casualties, available amount of compensation is not only the upper limit of 150000 yuan, the amount of compensation to each railway passenger cabin luggage loss no longer only the upper limit of 2000 yuan.
Yesterday, a close to the railway ministry told "First Financial Daily" said, make up the new way of the policy will be issued before the formal abolition of compulsory insurance. Then, whether in the fare deducted 2% adjusted accordingly and the railway accident injury compensation standards and other issues will be further annotated. The source also said, according to the State Council issued regulations, then sell ticket par is likely to cut, no longer contains compulsory insurance costs.
Insurance industry is a well-known figure in this newspaper yesterday, abolish compulsory insurance is more important is, compulsory insurance in aviation, shipping, road transport industry gradually relaxed, was known as the "not ice" railway self insurance finally appeared loose, the absence of this repair railway transport commercial insurance indemnity provide a premise.
����The introduction of new ways of years ago
"Regulations" issued by the financial and Economic Committee of the Council in 1951. Similar compulsory insurance and compulsory insurance and the introduction of the railway aircraft, ships have been abolished in 1987 and 1989, to voluntary insurance, compulsory insurance at present car passenger ticket contains, also have to achieve "full to the insurance company".
Hao Yansu, Dean of Central University of Finance and Economics School of this insurance also said: "the train accident compulsory insurance is a special case, the amount of insurance and practical provisions already divorced railway system regulations."
At last year's Wenzhou "7 �� 23" accident, railway casualty insurance because of the amount of compensation is low attention. According to the media reports, in accordance with the provisions of the most casualties passengers will get no more than 172000 yuan compensation. The amount of compensation to follow the regulations, it is compulsory insurance of the State Council abolished and deleted two indemnity clause.
Close to the aforementioned Ministry sources, the Ministry of Railways will be required to remove 2% of the compulsory insurance, but the specific amount is how from the direct minus the par line and the new insurance, must take the new regulations issued the final prevail.
For the Ministry of Railways is smooth out the insurance fee collection right,BeijingThe director of Legal Department of Traffic Management Cadre Institute Zhang Zhuting think, highway, railway passenger transport basically in a state of loss, from the objective situation, after the reform of railway fares are unlikely to reduce, unless national income again.
The well-known insurance sources, the State Council issued a document not only the abolition of compulsory insurance, delete the two terms is to break the compensation in railway accident "ceiling", but will be in charge of or passed on only the real implementation can be learned.
����Get rid of "self-insurance".
At the same time, the railway compulsory insurance because of the opaque operation questioned by various.
Over the years, "personal accident injury insurance compulsory" digital has not publicly, the industry can only roughly calculated according to the passenger traffic income multiplied by 2% the proportion of the amount of. According to the data of the financial statements in recent 5 years, the Ministry of railways, an annual compulsory pay insurance costs about 1400000000 yuan to 3000000000 Yuan, and showed an upward trend year by year.
The above close to the Ministry of railways are introduced, the railway sector active from income took out a sum of money to the passenger security, but in the actual execution, is not well formed in operating system, there is flow and transparency are not doing well.
The reporter understands, the Ministry of Railways for compulsory insurance costs did not in the people's insurance company insured, but take the "internal self self-protection" way. The insurance industry, insurance is advantageous to the enterprise self risk management, but there are high requirements on the mechanism and operation, lack of regulatory risk insurance.
He said, there are a large number of commercial insurance is of great interest to the railway system, has been closed and difficult to access due to its. Compulsory insurance and Compensation Ordinance repealed cancelled the railway industry "special treatment", to join the competition in a fair status, regardless of the Ministry of railways or the market, there are of great significance. (source: Daily of the first finance and Economics)
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